I don't necessarily recommend this method of saving money, but it worked for the parents of a friend of mine. She said her family lived in an apartment in a complex full of people. Her mother wished for a home, and she told the children, "We will have a home."
While her husband went to work and the children went to school, her mother took in ironing. Everytime she was paid, she put her money through a slit in a large pottery pig she had bought at a market. This money no one ever touched. The pig sat in the corner of her bedroom, and no one paid any attention to it.
After thirteen years her mother announced to the family at dinnertime, "We now have enough money to put a down payment on a house."
And my friend said, "And that is how we came to move out of an apartment and into our very own home."
I loved the story for it showed determination and patience. More power to those who wait.
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